š¦ FULL SET: Us/home - Full Archive
Explore what PayPal offers in your location.Switch to the United Kingdom site.Ā
Pay, send, and save smarter
pay
smarter
Adidas
1-800 flowers.com
Apparel
Restaurants
Groceries
Sony
Origins
01234567%cash back
+012345%cash back
Also get 5% on purchases in your monthly category3 when you check out with your PayPal Debit Card.
5% cash back earned on up to $1000 of selected category spend per month. Cash back awarded as points that can be redeemed for cash or other options. Terms apply.
Instacart
Nobull
Ticketmaster
Rideshare and Public Transit
Fuel
send
smarter
save
smarter
All in thePayPalapp
Get the app
1
The PayPal Debit MastercardĀ® is issued by The Bancorp Bank, N.A. (āThe Bancorpā) pursuant to a license by Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The Bancorp is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from PayPal.
PayPal is a financial technology company, not a bank. The Card is linked to your PayPal Balance Account. See PayPal Balance Terms and Conditions.
2
Offers are subject to availability. Redeem points for cash and other options. PayPal Rewards terms and merchant exclusions apply. Offers change often so refer to merchant site for the most accurate information. We may earn a commission when you make a purchase.
3
5% cash back earned on up to $1000 of selected category spend per month. Cash back awarded as points that can be redeemed for cash or other options. Terms apply.
4
Pay in 4 is available to consumers upon approval for purchases of $30 to $1,500. Pay in 4 is currently not available to residents of MO. Offer availability depends on the merchant and also may not be available for certain recurring, subscription services. When applying, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older to apply: Loans to CA residents are made or arranged pursuant to a CA Financing Law License. GA Installment Lender Licensee, NMLS #910457. RI Small Loan Lender Licensee. NM residents: Find more disclosures related to Pay in 4.
5
Pay Monthly is subject to consumer credit approval and eligibility. In store single-use card is valid for one purchase and must be used within 24 hours of loan approval. Fixed APR is 9.99-35.99%. Terms and rates vary based on purchase amount and your credit. For example,Ā a $200 purchase can be paid at 26% APR in 3 monthly payments ($69.56/mo.; $8.68 interest; $208.68 total of payments)Ā . AĀ $600 purchase can be paid at 26% APR in 6 monthly payments ($107.76/mo.; $46.57 interest; $646.57 total of payments) or 12 monthly payments ($57.33/mo.; $88.01 interest; $688.01 total of payments).Ā A $1,500 purchase can be paid at 26% APR in 24 monthly payments ($80.77/mo; $438.47 interest; $1,938.47 total of payments). Payments may change based on shipping, taxes, updates to your purchase, or missed payments. Availability depends on the merchant and may not be available for subscriptions or recurring payments. Pay Monthly is currently not available to residents of AK, CT,Ā HI, or WA.Ā You must be 18 years old or older to apply. Missed payments may have an impact on your credit score. The lender for Pay Monthly is WebBank. PayPal, Inc. (NMLSĀ #910457): RI Loan Broker Licensee. VT Loan Solicitation Licensee. VT residents: THIS IS A LOAN SOLICITATION ONLY. PAYPAL, INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.
6
Applications and purchases are subject to credit approval and the PayPal Cashback MastercardĀ® must be used for payment. Earn 3% cash back when you check out with PayPal and 1.5% on all other Mastercard purchases. SeeĀ Rewards Program TermsĀ for details and eligibility criteria. The PayPal Cashback MastercardĀ® is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned and used with permission of EMVCo, LLC.Ā See Terms & RatesĀ for New Accounts.
7
For offer terms and rates, see Terms. The PayPal Credit Card is subject to credit approval and is available to US customers who are of legal age in their state of residence. The PayPal Credit Card is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
8
An account with PayPal is required to send and receive money. A PayPal Balance account is required to hold and use a balance.
9
An account with PayPal is required create a link. PayPal links must be created in the PayPal app.
10
A PayPal Balance account is required to create a pool.
11
As ofĀ November 18, 2025, the annual percentage yield (APY) for PayPal Savings isĀ 3.65%.Ā This is a variable rate and can change at any time, including after the account is opened.Ā A PayPal Balance account is required to use PayPal Savings.
12
When you buy, sell, or convert cryptocurrency (other than when you buy or sell PYUSD in exchange for USD) including when you check out with crypto, we will disclose an exchange rate and any fees you will be charged for that transaction. The exchange rate includes a spread that PayPal earns on each purchase and sale. Learn more about cryptocurrency fees.
Buying and selling cryptocurrency is subject to a number of risks and may result in significant losses. PleaseĀ see our disclosureĀ for more details. PayPal does not make any recommendations regarding buying or selling cryptocurrency. Consider seeking advice from your financial and tax advisor. Custody, trading and transfer services for cryptocurrencies are performed for us by our licensed service provider, Paxos Trust Company, LLC or other appropriately licensed or otherwise authorized service provider.
All cryptocurrency prices shown are for illustrative purposes only.
