Today’s mortgage rates

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Monthly payment examples below are for a loan amount of $350k ($1,100k on Jumbo). Taxes and insurance not included within the estimate; actual payment amount will be greater.

30-year fixed

Rate

6.5%

APR
6.766%

Monthly payment$2,213

Points

1.75 ($6,125)

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30-year FHA

Rate

5.99%

APR
6.818%

Monthly payment$2,242

Points

1.75 ($6,125)

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15-year fixed

Rate

5.75%

APR
6.193%

Monthly payment$2,907

Points

1.875 ($6,563)

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20-year fixed

Rate

6.375%

APR
6.722%

Monthly payment$2,584

Points

1.75 ($6,125)

Estimate my rate Learn about 20-year fixed

30-year VA

Rate

5.99%

APR
6.384%

Monthly payment$2,097

Points

1.875 ($6,563)

Estimate my rate Learn about VA loans

30-year jumbo fixed

Rate

5.5%

APR
5.702%

Monthly payment$6,246

Points

1.75 ($19,250)

Estimate my rate Learn about jumbo loans

Rates are current as of 5:25 AM UTC on December 29, 2025

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